Member Benefits

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No Monthly Fees

Our checking accounts are designed to save you money, with no recurring maintenance fees.

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No Minimum Balance

Enjoy all the benefits of a checking account without worrying about maintaining a specific balance.

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Earn Dividends

A checking account that earns dividends based on your balance.

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Truly Free

Checking

The convenience of a checking account, but pays dividends like a savings account. A checking account that is truly free with extra perks for you, our members.

Reorder Main Street checks

*Must have reorder tickets when reordering
Download a Deposit Slip

Lost or Stolen Card?

To Report a lost or stolen Card:
Credit Card (Green or Maroon in color) 855-436-9257
Debit Card (Steel logo card) 800-236-2442

Checking

Account Features

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Free starter pack of checks
  • Earn dividends on account balances over $100
  • Automatic Savings transfer available should your account be overdrawn
  • Free Voice Teller
  • Free Internet Banking
  • NCUA Insured
  • Overdraft Protection Line of Credit*
  • ATM/Debit Cards available*
  • *pending Approval

Current Rates

Rates as of 3/20/24

Share Draft

Amount
Dividend Rate
Annual % Yield
$100 - $999.99
0.05%
0.05%
$1000 - $9999.99
0.10%
0.10%
$10,000 and above
0.15%
0.15%
View all rates
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