Why Join Healthcare Plus Federal Credit Union?
A better way to do money! You’re here because you want a financial institution that can give you more for your money, right? Well, because our members are our shareholders, we can. The profits we make are reinvested in you. This means better rates, better service, and the achieving the dreams you’re chasing, faster.
Member Benefits
Lower Fees
Compared to many commercial banks, credit unions often have lower fees for services like checking accounts, ATM withdrawals, and overdrafts.
Competitive Rates
Credit union often beat the big banks by offering lower interest rates on loans and better rates on share certificates and savings accounts.
Member Owned
We are owned and operated by YOU, our members. This allows us to make decisions with our members in mind, not outside shareholders.
Who can join?
Healthcare Plus Federal Credit Union field of membership is open to all persons that live, work, worship, attend school, own property or own a business located in 22 counties in NE South Dakota and SE North Dakota. Membership is also available to an immediate family member of a current Healthcare Plus Federal Credit Union member.
South Dakota Counties
Brown, Campbell, Clark, Codington, Day, Edmunds, Faulk, Grant, Marshall, McPherson, Potter, Roberts, Spink and Walworth
North Dakota Counties
Dickey, Emmons, La Moure, Logan, McIntosh, Ransom, Richland and Sargent
At Healthcare Plus Federal Credit Union, once you become a member you are a member for life. This means that even if you change jobs or move outside our Community Charter area you will always remain a member of our Credit Union Family.
Valid, government issued ID must be presented in the process of finalizing the account opening.
Sound. Solid. Safe
No one has ever lost a penny of federally insured savings in a credit union. As not-for-profit cooperatives, owned and run for the benefit of members, credit unions have never been pressured to make risky investments. And deposits are federally insured to at least $250,000. Learn how federal insurance safeguards credit union deposits at: www.ncua.gov.
Important Information About Procedures For Opening A New Account:
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may ask to see your driver’s license or other identifying documents. We also verify your identity through a credit report or other electronic verification system. View Healthcare Plus Federal Credit Union’s Privacy Disclosure here.
Become a credit union member today!
We are dedicated to providing financial products and services that enhance your lifestyle and encourage financial success. Our unrivaled commitment to personalize service is what separates us from the competition. At HCP, you’re a member, not a customer, and you’ll notice the difference right away.
Apply in person and with the following items:
- Social Security number
- Government issued ID
- Home address
- Email address
- One additional form of ID (library card, credit card, etc.)
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Cant make it into the office?
Email: info@hcpfcu.coop to get started
